One fine day, one couple went shopping at Jusco. At Jusco, they decided to buy a house. Other people go to Jusco to buy smaller things, but they went there and bought a house. Other people save up a lifetime to buy their dream house, but this couple, this crazy couple, bought a house without any savings at all except for the savings to go to their dream honeymoon in Bali.
It was just one of my many impromptu habits of waking up one day and saying, ‘Hey, let’s do something outrageous.’ Like buying a house without any money for the downpayment.
(Before this incident, I once decided to go to Australia, called my dad to give me some money and then boarded a flight to Melbourne.)
Luckily, it was a university-sponsored trip then. And luckily, in this scenario now, we only need to pay RM1000 for downpayment. That means that we have to apply for full housing loan.
To be honest, after that, I felt scared sh*t. Like, omigosh, are we ready to own a house??? What about kids? We haven’t saved up for kids! What about that gung-ho statement ‘I’m-quitting-my-job-no-matter-what-happens’? Now cannot-quit-no-matter-what!
Then again, I persuaded myself that this is totally the right thing to do. Properties in KL are not getting any cheaper. Anytime, we might get kicked out of our rented house, if the owner decided to occupy the place. Or, we might be forced to pay higher rentals in subsequent years and we are not even getting anything at the end of the day! So, buy a house now while it’s still affordable!
We’ve gone through several housing loan brochures and have submitted our documents to one bank we felt is the most competitive. But, if anyone of you out there who had purchased a property under construction (an apartment, to be precise) and have any advice on which loan is the best, please drop comments. We really appreciate it!
Shopping! Siapa tak suka shopping, sila terjun bangunan! Sebenarnya, aku suka shopping. Tapi keadaan kewangan tak selalu mengizinkan. Aku suka shopping di Ikea. Kalau aku kaya macam Paris Hilton, aku akan beli Ikea. I love Ikea! (Iklan: Next month wedding anniversary kami yang pertama, sila hadiahkan barang2 dari Ikea kepada sesiapa yang belum belikan hadiah wedding utk kami :p Muahaha!)
Tapi, yang aku tak suka ialah projek latest ini. Projek shopping mall. Trump mahu buat shopping mall. Jadi, selepas brainstorming nama2 untuk shopping mall ni (termasuk ‘Kepak’. Hahaha!), beberapa nama dah di shortlisted. Oleh sebab aku seorang sahaja kaum Hawa di dalam bilik meeting (dan kaum Hawa ialah penyumbang nombor 1 di shopping mall!), jadi Trump suruh aku pilih nama untuk shopping mall itu. WALIOWEH! Berapa kali korang berpeluang menamakan shopping mall dalam seumur hidup korang???
Probably my best working experience so far. Pilih nama shopping mall. Walaupun sebenarnya aku lebih suka nama yang ada perkataan ‘Avenue’. Aku suka bangat word ‘Avenue’ itu. Gaya, mutu, keunggulan.
Tapi kan. Itu sahaja experience yang aku suka. Lepas tu, everything is extra work for me. Sebab aku kuli. Jadi, aku yang kena buat semua kerja (Sila rujuk posting lama2 tentang kerja). Never mind. Bukankah aku akan ‘membelahkan’ diri dari sini tak lama lagi? *Menghitung hari dan jari*.
Jadi aku bersabar sahajalah.
Petang tadi. Kami meeting pasal shopping mall ini lagi. Branding consultant itu menyerahkan proposal design dan concept. Secara jujur aku ingin bagitau mereka…
I don’t like your designs. Pergi buat balik.
Tapi, mereka consultant kesukaan Trump. Kalau aku tersalah cakap, secara tak langsung, aku menempah tiket maut. Maka bonus yang ditunggu-tunggu tu akan melambai selamat tinggal kepada aku.
Have to be very careful nowadays.
Korang bayangkan design mereka sangat hambar. Ada satu warna dengan tone berbeza. Dan ada logo. That’s all.
Bagi aku apa-apa yang berkaitan dengan shopping mall mesti lah exciting. Mestilah promote lifestyle. So design harus masukkan elemen FUN, LIFESTYLE, EXCITEMENT. Design untuk marketing material shopping mall mesti CLASSY, STYLISH, TRENDY. Mesti buatkan shoppers rasa, ‘Wow! Tempat ni ada style-lah!’ Something like Pavilion KL punya brand identity. Classy.
Jadi, untuk idea brilliant aku itu, aku pulak yang kena carikan sample. Kalau macam tu, better aku yang dibayar gaji consultant? Betul tak?